Day Nursery or Preschool Program

Here’s a program you can count on to grow. It covers licensed, registered, and state regulated day-care centers, in-home day care, before and after school programs, sick-child day care and child-care associated with other organizations (hotels, clubs, YMCA/YWCA, churches, etc.).

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General Liability

Primary Limits up to $3,000,000 Occurrence/Aggregate
Included Coverages:

Medical Payments Coverage – $5,000 Limit
Additional Interests
Errors and Omissions – Policy Limits
Sexual/Physical Abuse as follows: Day Care Centers $100,000 per claim/$300,000 aggregate (higher optional limits available); or In-Home Day Care Centers $25,000 per claim/$50,000 aggregate (higher optional limits available)
Deductible:

No Deductible Required
Property

Basic, Broad or Special Form
Replacement Cost or ACV
Building
Contents
Business Income
Equipment Breakdown
Accounts Receivable
Computer Equipment
Outside Signs
Valuable Papers
Food Spoilage

Other Helpful Resources

Three Steps To Success

We Will Help You Every Step Of The Way

IMD leads the way in providing products to specialized markets which include employees of federal, state, and municipal governments, small businesses as well as an array of support to other marketing organizations, agencies and producers.

01

Speak To One Of Our Licensed Insurance Specialists

One of our Specialists will give you a call to identify your families specific needs.

02

Learning About All Your Insurance Options

Once we know all of your options, we can start building a plan that’s right for you!

03

Your Agent Will Build A Custom

With tailored insurance plans, we can guarantee to find you what you and your family need!

we aren't afraid of trying new things

Be part of something great

If you want to be part of something great, you have honor, integrity, and intention to live a life. Being part of IMD Insurance & Financial Services LLC means you believe in Family, have Faith, and strive to be the best version of yourself every day. Our mission is to Inspire what is most important to our clients, staff, and team members that we are so privileged to work with. To motivate each other when we are struggling or down and consistently drive each other to be the best, they can be so that the people in their lives can be in a better place. Being part of something great is not giving up! 

We Will Help You Every Step Of The Way