Automotive Service and Repair Varies Depending on Several Variables. Please See The Chart Blow For Further Details.
Typical Automotive Service Coverage Summary
|Typical Property Coverage includes:||Basic||Enhanced||Optional Higher Limit|
|Accounts Receivable – On Premises||$10,000||$25,000||$500,000|
|Back Up Sewer and Drain||$1,000||$1,000||$5,000|
|Business Income from Dependent Properties||$5,000||$5,000||$250,000|
|Business Income||18 Months ALS||18 Months ALS||Not Available|
|Business Income Increased Period of Restoration (72 Hour Buy-Back)||Not Available||Included||Not Available|
|Claims Expense||$5,000||$5,000||Not Available|
|Crime Conviction Reward||$5,000||$10,000||Not Available|
|Electronic Data Processing Equipment||Included in BPP||Included in BPP||Not Available|
|Equipment Breakdown||Not Available||Included||Not Available|
|Fire Department Service Charge||$1,000||$5,000||Not Available|
|Fire Extinguisher Recharge||$5,000||$5,000||Not Available|
|Glass Coverage||Included||Included||Not Available|
|Increased Cost of Construction||$10,000||$10,000||Not Available|
|Newly Acquired Buildings||$250,000||$500,000||Not Available|
|Outdoor Property (Trees/Shrubs/Plants)||$2,500||$2,500||$25,000|
|Personal Property Off Premises||$5,000||$5,000||$50,000|
|Personal Property at Newly Acquired Premises||$100,000||$250,000||Not Available|
|Premise Boundary||100′||1000′||Not Available|
|Preservation of Property||30 days||60 days||Not Available|
|Valuable Papers (On Premises)||$10,000||$25,000||$500,000|
|Crime Coverages:||Basic||Enhanced||Maximum Limit|
|Forgery and Alteration||$2,500||$2,500||Not Available|
|Money and Securities||$5,000||$10,000||$50,000|
|Money Orders and Counterfeit Papers||$1,000||$1,000||Not Available|
|Garage Operations and Liability Coverages||Basic||Enhanced||Maximum Limit|
|Broadened Coverages||Included||Included||Not Available|
|Contractual Liability||Included||Included||Not Available|
|Fire / Tenants Legal Liability ($100,000 limit)||$100,000||$100,000||$1,000,000|
|Host Liquor Liability||Included||Included||Not Available|
|Medical Payments ($5,000 per person)||Included||Included||Not Available|
|Non Owned Auto Liability||Included||Included||Not Available|
|Owners Protective Liability||Included||Included||Not Available|
|Personal and Advertising Injury||Included||Included||Not Available|
|Premises and Operations||Included||Included||Not Available|
|Products and Completed Operations||Included||Included||Not Available|
|Supplemental Payments ($250 / day limit)||Included||Included||Not Available|
IMD leads the way in providing products to specialized markets which include employees of federal, state, and municipal governments, small businesses as well as an array of support to other marketing organizations, agencies and producers.
One of our Specialists will give you a call to identify your families specific needs.
Once we know all of your options, we can start building a plan that’s right for you!
With tailored insurance plans, we can guarantee to find you what you and your family need!
If you want to be part of something great, you have honor, integrity, and intention to live a life. Being part of IMD Insurance & Financial Services LLC means you believe in Family, have Faith, and strive to be the best version of yourself every day. Our mission is to Inspire what is most important to our clients, staff, and team members that we are so privileged to work with. To motivate each other when we are struggling or down and consistently drive each other to be the best, they can be so that the people in their lives can be in a better place. Being part of something great is not giving up!