Automotive Service & Repair

Automotive Service and Repair Varies Depending on Several Variables. Please See The Chart Blow For Further Details.

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Typical Automotive Service Coverage Summary
Typical Property Coverage includes:BasicEnhancedOptional Higher Limit
Accounts Receivable – On Premises$10,000$25,000$500,000
Back Up Sewer and Drain$1,000$1,000$5,000
Business Income from Dependent Properties$5,000$5,000$250,000
Business Income18 Months ALS18 Months ALSNot Available
Business Income Increased Period of Restoration (72 Hour Buy-Back)Not AvailableIncludedNot Available
Claims Expense$5,000$5,000Not Available
Crime Conviction Reward$5,000$10,000Not Available
Debris Removal$10,000$25,000$50,000
Electronic Data Processing EquipmentIncluded in BPPIncluded in BPPNot Available
Employee Tools$3,000$10,000$100,000
Equipment BreakdownNot AvailableIncludedNot Available
Fire Department Service Charge$1,000$5,000Not Available
Fire Extinguisher Recharge$5,000$5,000Not Available
Glass CoverageIncludedIncludedNot Available
Increased Cost of Construction$10,000$10,000Not Available
Lock Replacement$100/$5,000$100/$10,000$100/$25,000
Newly Acquired Buildings$250,000$500,000Not Available
Outdoor Property (Trees/Shrubs/Plants)$2,500$2,500$25,000
Outdoor Signs$2,500$7,500$50,000
Personal Property Off Premises$5,000$5,000$50,000
Personal Property at Newly Acquired Premises$100,000$250,000Not Available
Premise Boundary100′1000′Not Available
Preservation of Property30 days60 daysNot Available
Valuable Papers (On Premises)$10,000$25,000$500,000
Crime Coverages:BasicEnhancedMaximum Limit
Employee Dishonesty$1,000$5,000$500,000
Forgery and Alteration$2,500$2,500Not Available
Money and Securities$5,000$10,000$50,000
Money Orders and Counterfeit Papers$1,000$1,000Not Available
Garage Operations and Liability CoveragesBasicEnhancedMaximum Limit
Broadened CoveragesIncludedIncludedNot Available
Contractual LiabilityIncludedIncludedNot Available
Fire / Tenants Legal Liability ($100,000 limit)$100,000$100,000$1,000,000
Host Liquor LiabilityIncludedIncludedNot Available
Medical Payments ($5,000 per person)IncludedIncludedNot Available
Non Owned Auto LiabilityIncludedIncludedNot Available
Owners Protective LiabilityIncludedIncludedNot Available
Personal and Advertising InjuryIncludedIncludedNot Available
Premises and OperationsIncludedIncludedNot Available
Products and Completed OperationsIncludedIncludedNot Available
Supplemental Payments ($250 / day limit)IncludedIncludedNot Available

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